Darien, Georgia. Times have changed drastically in 2020 and 2021, but it neednt all be bad. Here are 25 gorgeous beach towns in the U.S. where you can retire on a budget. Not every retiree wants to live in the heart of the big city but this lovely unincorporated community by the water offers the best of both worlds, lying just 20 minutes away from Baltimore. 11 . Most folks probably dont imagine spending their beachy retirement huddled up under layers of sweaters and blankets, but theyre missing out. A median house price for those age 60 and older is $160,200. To find the best places on the East Coast to retire on Social Security alone, GOBankingRates used SSA data to identify the average monthly benefit as $1,828.30 -- $3,656.60 for a couple. Big Shell Beach - Great for seashell picking and photo ops, not for sunbathing. 25. Pensacola, Florida. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The median home value in Hampton is just $186,700 and youll pay around $1,989 in property taxes each year and $1,255 in housing costs every month. Working with an adviser may come with potential downsides such as payment of fees (which will reduce returns). It is also home to a number of museums, including the Mineral and Lapidary Museum, which has a Tyrannosaurus Rex skull that will surely be impressive to any visiting grandchildren. Buckroe Beach and Park, which offers jet ski, kayak and paddle board rentals, also presents sparkling views of the Chesapeake Bay. Here are the top 10 budget-friendly spots that offer access to the ocean: 1. Tarpon Springs, along the shore of the Gulf of Mexico, has been dubbed the sponge capital of the world for its history of Greek immigrants, who made a big business out of selling the natural sponges found in the water. 10. More: 4 ways to earn big returns outside the stock market. Which Is Nicer, Huntington Beach Or Newport Beach? In Ocean Springs, the median home value is $174,000, the median annual property tax is $1,445 and the median monthly housing cost is $1,021. Single-family homes on the water start in the high $300,000s to low $400,000 range, such as this four-bedroom on 2.31 acres listed at $410,000 or this three-bedroom on the market for $399,000. You could also be saving $1,000 a year or more by choosing the right home insurance policy online. With that in mind, here are the top 10 best places to retire on the East Coast. Jacksonville offers all the big city comforts and cultural entertainment, a growing craft beer scene, and the most extensive urban park system in the US, as well as coastal zones. Cocoa Beach is located just south of the Cape Canaveral Air Force Station, and is a favorite surfing destination. Located about an hour north of Atlanta near the shores of Lake Lanier, Cumming is not just the best place to retire on the East Coast its also the second-best place to retire in the country. Check out the 21 nicest small towns to visit in . This Mississippi Gulf coast town is a haven for retirees because it has a relatively low cost of living paired with a laid-back atmosphere. Living on the coast doesnt have to be a fantasy reserved only for the wealthiest. Looking to buy a home in Florida? By the numbers: Population . Depending on your line of work whether you can work remotely or switch jobs will also factor into your options when looking at the best, most affordable East Coast town for you. Beautiful walks whichever way you go and.. View nearby homes. If youre wondering whether you should pick Hawaii or Florida, our guide should help you decide. The citys Memorial Hospital, which offers senior services, is within easy reach. 3 . It probably won't come as a surprise to hear that Florida does exceptionally well in the retirement rankings across the board. What's harder is choosing the ideal tenants to occupy them. Retirees can get into affordable homes starting at just under $200,000, including this $196,919 two-bedroom in a 55-plus community or this three-bedroom with a whirlpool hot tuband no age restrictionsfor $249,900. The beaches are long strands of white sand, offering perfect coastal views. Great Neck is just down the road from New York City, so all of the culture that the city offers from Broadway to the Knicks are all readily available. Youll find plenty of recreational activities to do outside in Port Angeles. The tax burden in Cumming is on the high side, though, at 18%. Deerfield Beach sits on the southeastern Florida coast and boasts an award . Orlando Is America's Top Travel DestinationHow Hard Has Its Real Estate Market Been Hit? This places Exeter second to last on the list in that metric but is still a fairly good number in the grand scheme of things. Learn how to handle home improvement projects in a way that protects both your home and your bottom line. Outdoor living that keeps the bugs out can be a great addition to your home, but it may cost more than you think. Livability score: 78. Head to the local restaurants for some fresh gulf seafood or book a charter and reel in some fish yourself. If you're interested in retiring near the ocean without the humidity of a tropical . Myrtle Beach, SC, is one of the nation's most affordable beach towns. The lowest average on our list is Shreveport, Louisiana, at $374.77. Seaside, Read More Is Seaside Or Cannon Beach Better?Continue, Coastal cities often paint a picture of beautiful people, sunshine, and great food. There are currently more than 74 million boomersof which 10,000 per day are hitting age 65, according to the Pew Research Center. Due to its attraction as a tourism center, much of the economy relies on tourism. The mild weather, coastal scenery, good airport, and myriad amenities have made Murrells Inlet a desirable retirement destination for Northeasterners seeking a break from high tax rates and harsh winters. The artsy, quintessentially Southern Mississippi Gulf Coast leads the nation in affordable coastal cities, with four places landing in . Unique View: The quintessential fishing village of Cape Porpoise, Maine. New Hyde Park is another Long Island town, meaning residents will have access to New York City. New Castle is third in terms of retirement communities with 3.72 per 1,000 residents. Next: 10. The shallow and sedimentary conditions of the beach expose thousands of ancient shark teeth every day. It also has the fourth-fewest medical centers per 1,000 residents, though 7.27 medical centers per 1,000 residents is still not a bad number overall. The East Coast is diverse, so you'll have plenty of choices among seaside locales, bustling urban centers, places that provide Southern charm and towns known for their fall colors. The city's median home value is just $173,900 versus $262,900 in . 25. In the downtown area, youll discover some lovely early-1900 buildings and exhibits at the Historical Museum. Its home to lots of shopping, plenty of restaurants, nice golf courses, a great sailing scene, and beautiful beaches. No wonder its a favored destination for older Americans eyeing the golden expanse of work-free years ahead of them. 3. Okaloosa Island, with its fine white sand beaches and glittering green waters, is mere minutes away. Its also the medical center for the south coast region, according to the city website. Unlike it's nearby but totally separate . Doing laundry is already a chore, and it's worse if your laundry room is a mess. The county seat of Nassau County, Fernandina Beach is just north of Florida's beautiful Amelia Island. Florida, Georgia, and South Carolina boast beachfront towns with well-priced properties and a high livability score. It even has an airport and ferry terminal that connects the mainland to Marthas Vineyard and Nantucket. It has 22.99 medical centers per 1,000 residents, the third highest number of medical centers of any city on this list. There are 5.42 medical centers per 1,000 residents. Flickr Evangelio Gonzalez. If you are looking for a place with below-average home prices to live in as a retiree, then Daytona Beach in the Sunshine State is a great solution for you. 1. SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is registered with the U.S. Securities and Exchange Commission as an investment adviser. Average Annual Salary: $52,970. #46. Here's a list of real estate firms worth checking out. 14. Average Annual Salary: $55,710. Atlantic Beach, Florida. If you love beach towns, then Jacksonville might be one of the better options for you. It is home to Floridas number one state park, Honeymoon Island, which boasts emerald green waters and pristine white beaches. Jacksonvilles booming city will suit those who want access to some beautiful stretches of coastal areas but need to have an urban playground and a travel hub on their doorstep. The median household income in Swansboro is $48,922. The median contract payment is $1,173 per month, while monthly costs for a mortgage-free home are $433. Monthly grocery costs also show a wide range. It has a load of live oaks across the Island, yet walking distance to the beach or intracoastal waterway. Next: 25. Hendersonville also topped our list of the best places to retire in North Carolina. Dominated by the Biloxi bay Bridge, Ocean Springs stunning Front Beach stretches to Ocean Springs Harbor and provides extended areas of white sands, fishing piers, and gorgeous views of the gulf. In general, the further north you go, the more expensive the towns will become. Portland, Maine. Fintech company SmartAsset compared data for 218 beach towns and put together a list of the most affordable 50. Because Cumming is close to Atlanta, you can take advantage of all of the arts and entertainment options the city offers, including professional sports games and museums. Sarasota, Florida. Ocean Springs has several arts festivals, many restaurants, and artists studios such as Shearwater Pottery tucked away. Are you confident in your retirement savings? Eugene, Oregon. Leisure World, a gated retirement community located just 12 minutes from the sands of Seal Beach, offers some serious deals. Here's how to do it and how much it costs. Bel Air contains one of Marylands Arts and Entertainment districts, where concerts are frequently held. The median home value sits at $169,000 and annual property taxes will cost you around $1,300. If small and quaint is not your style, Jacksonville, with its vast area and large population, might be more your pace. Live everyday like youre on vacation in these American coastal towns with spectacular views and bargain prices. Jacksonville and Myrtle Beach have affordable beachfront property areas. Great golf courses, medical facilities, beaches, state parks, and places to fish, kayak, and hike lure retirees from across the country. Melbourne is situated just southeast of Orlandos massive, family-friendly theme parks, but it could be better suited to an older homeowner. 50 best beach towns to live in. Or perhaps youre planning a big move and want to relocate permanently. The average is $399.14, while Las Vegas and Reno, Nevada, lead the way at $421.31. Miami. Maui water is, Read More Is Maui Water Safe To Drink?Continue, Are you dreaming of a mid-winter vacation to somewhere warm, wishing you could go exploring or surfing? Few towns are as charming as Fairhope, and its relaxed, welcoming atmosphere makes retirees feel right at home. Its stunning beaches, lush tropical forests, and majestic mountains make it easy to see why Maui is such a popular destination. The town itself has a tax burden of 18.90%, the second highest on this list. Instead, the 55-plus crowd has been seeking out budget-conscious, beach alternatives with plenty of outdoor activities and (often) a temperate climate in which to settle down for good. Median home list price: $145,050. A financial advisor can help you create a financial plan for your retirement goals. Biloxi, which sits right next to Gulfport, is Americas most affordable beach city, according to SmartAsset. Jacksonville, FL. These spots are livable, picturesque, and inviting. Maine is one of the East Coast's best beach towns. 13. We adhere to strict standards of editorial integrity to help you make decisions with confidence. You can also watch the annual Daytona 500 NASCAR race at the Daytona International Speedway. Live everyday like youre on vacation in Dunedin. The book includes university towns like Lawrence, Iowa City and Athens, Georgia, which have part-time student populations approaching 30,000. Obviously, just like anywhere, the closer to the water you are, the more expensive the property.. Population: 1,864,138 Share of population age 60+: 18% Median Monthly mortgage cost: $1,819 Median Monthly Rent: $1,008 The homes in Nashville tend to be more affordable than many of the other cities across the U.S. and as a result, Nashville is becoming more appealing for those retirees that want to experience the wealth of activities that are available in addition to the obvious tax benefits. Though Morehead City is on the mainland, protected from storms by a barrier island, the city proper isnt known for its beaches. You may be able to repair drywall yourself. Lynn Haven, situated just north of Panama City, is a half hour away from some gorgeous beaches and St. Andrews State Park. And it turns out, they share some common features that are particularly attractive for folks who are no longer congregating by the water cooler. Pelican Bay is a beautiful town on Florida's Gulf Coast. Curb appeal is important, but it's also about safety. All investing involves risk, including loss of principal. A housing bubble burst isnt imminent, but here are the factors to keep an eye on. Americas East Coast can be expensive; however, there are still cities where the property prices are lower. About 27% of the citys 10,000 residents are aged 65 and up. Consumer and homebuilder sentiment in the Boise region appears to be less than optimistic, but the labor market is strong and home prices are starting to trend downward. 10 of the Best Small Towns on the East Coast. And explore the scenic trails at the Clam Bayou Nature Park. 2. #29. Making your dream retirement a reality takes money, though, and saving enough money takes planning. The New Castle Historic District has a number of historic buildings, including an arsenal built in 1809 in preparation for the War of 1812. Median home price: $221,917. Known for its boardwalks, casinos, and beaches, Atlantic City is the place to choose if you want the high life within a short distance of some of the most beautiful stretches of coastline along the Jersey Shore. The median income for a family in Atlantic City is $29,232, with a median house listing price of $179.9k. It is also close to both Philadelphia and Baltimore, so both cities amenities and recreational opportunities are within easy reach. You'll find some of the area's best seafood and golf courses, and the opportunities for fun are endless. Morehead City has enough nautical attractions to make die-hard boaters keel over. The Maya mountains provide a gorgeous backdrop for the tranquil lagoon. To hit the soft sand of beautiful Atlantic Beach, locals have to drive about seven minutes across the bridge. In order to uncover the research, the team at Showers To You ranked over 50 locations on a variety of factors including average house prices in . Dont miss the massive limestone rock formations at Blowing Rocks Preserve, which is also home to loggerhead, green and leatherback sea turtles. Best Places 2022-2023 Rank: 137. The Harbor City features some delightful art galleries, golf courses, fishing piers, upscale dining, boutiques and beaches. If you need to break or get out of a lease, this is what you need to know. Springfield, Massachusetts. Year-round homes start around $350,000 and reach nearly $4 million. Gulfport is one of Mississippis biggest cities, so you wont lack for amenities. Hilton Head Island, South Carolina. The average single-family home here costs less than $200,000, one reason Liveability.com ranked Bismarck among its top 10 places to retire in 2017. For an elegant retirement, you can't do much better than life on Kiawah Island. The best places to retire for real estate, homes for sale, cost of living, climate, recreation, senior services and more . For the purposes of this book's third edition, a small art town has a full-time population of 65,000 or fewer. While low for this list, thats not a bad number overall. In addition to its proximity to Naples, Pelican Bay is less than an hour from Fort Myers and only two hours away from Miami. One of the east coast cities that often gets overlooked but is well worth a visit. This gorgeous little Gulf Coast town with Mediterranean-inspired architecture is a total dream, so much so that it ranks highly in multiple surveys on happiness and well-being. In Canton, not only do you have a high livability score, but monthly grocery cost is only $407.30 and $399.92 for healthcare, lower than the national averages. Theres a medical clinic within the city, but you can also make a quick drive to the Gulf Coast Regional Medical Center for more services. How much do we know? Due to its small size, Swansboro will best suit those working remotely or in the tourism industry. larry mcmillian / Shutterstock. Youll also gain access to another untouched island by boat Caladesi Island, where you can kayak between the shady mangroves and stroll along the shore.
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